In today’s fast-moving digital world, a laptop is considered a crucial tool for both personal and professional life. Purchasing a high-quality laptop, however, requires a significant investment. For many people, the ability to spread out the cost of a new laptop through financing options—such as Buy Now, Pay Later (BNPL)—offers a convenient and more affordable way to get the device they need without breaking the bank.
In this blog, we’ll discuss the latest laptops available in the UK in 2024, the average cost of these laptops, and the average monthly repayments through BNPL deals. We’ll also highlight some of the most reputable online stores offering financing on laptops, providing a positive review of each. Whether you’re looking for a new laptop and want flexible payment options, this guide will help you make a well-informed decision.
Newest Laptops in the UK 2024
As technology advances, laptops are becoming more powerful, portable, and feature-packed. In 2024, numerous models cater to students, professionals, gamers, and creative users. Some of the most notable laptops released this year include:
- Apple MacBook Air M3: One of the most anticipated laptops of 2024, the MacBook Air M3 is known for its slim design, long battery life, and powerful M3 chip, making it ideal for both casual users and professionals.
- Dell XPS 13 Plus: The Dell XPS 13 Plus remains a top choice for professionals. Its brilliant OLED display, powerful performance, and sleek design make it an excellent work laptop.
- Microsoft Surface Laptop 6: Offering great build quality, long battery life, and seamless integration with Windows 11, the Surface Laptop 6 is a perfect device for those looking for versatility in a lightweight design.
- HP Spectre x360 14: This 2-in-1 laptop combines performance with flexibility. Its powerful Intel processors, stunning display, and convertible design make it ideal for work, entertainment, and creative tasks.
- Asus ROG Zephyrus G15: Gamers will appreciate the Asus ROG Zephyrus G15, which boasts a high refresh rate display, powerful AMD Ryzen processors, and NVIDIA graphics for top-tier gaming performance.
These laptops showcase the latest advancements in technology, with features that suit a wide range of users. However, with advanced features comes a higher price tag, making Buy Now, Pay Later financing more appealing than ever.
Average Price of Laptops in 2024
The average cost of a high-end laptop in 2024 varies based on the brand, specifications, and features. For premium models like the Apple MacBook Air M3 or Dell XPS 13 Plus, prices range between £1,000 and £1,500. Mid-range laptops like the Microsoft Surface Laptop 6 or HP Spectre x360 typically cost between £800 and £1,200. For entry-level laptops, prices fall between £500 and £800.
For those opting for Buy Now, Pay Later financing, monthly payments will depend on the length of the financing term and the total cost of the laptop. Most BNPL deals offer terms ranging from 6 to 24 months, with monthly payments averaging between £30 and £80, depending on the total price of the laptop and any interest charges.
Buy Now, Pay Later Laptop Financing Options
In the UK, financing a laptop with Buy Now, Pay Later (BNPL) options has become increasingly popular. These flexible financing plans allow you to spread the cost of your laptop over several months, often with little to no interest. Here are some of the top online stores offering BNPL options for laptops in 2024:
1. Currys PC World
Currys PC World is one of the UK’s leading electronics retailers, offering a wide range of laptops from brands like Apple, Dell, HP, and more. Their Buy Now, Pay Later options include 6, 12, and 24-month financing plans, with many interest-free options for qualifying customers. Currys frequently runs promotions, making it an excellent choice for anyone looking to save on a new laptop while taking advantage of flexible payment options.
2. AO.com
AO.com is another reputable UK-based retailer offering Buy Now, Pay Later deals on a wide selection of laptops. With AO.com, you can spread the cost of your laptop over 12, 18, or 24 months, with interest-free options available for eligible customers. AO.com also offers no credit check financing on some products, making it easier for more customers to get the laptop they need.
3. Very.co.uk
Very.co.uk offers a variety of BNPL options for laptops, including flexible financing plans that allow you to pay over 6, 12, or 24 months. Interest-free payment options are available for those who meet the eligibility criteria, and Very often runs sales and discounts, making it a great place to find affordable laptop financing deals.
4. Amazon UK
Amazon offers several payment plans for laptops, including Buy Now, Pay Later through Amazon Pay Monthly. With these plans, you can pay for your laptop in monthly installments, with interest rates depending on the total purchase amount. Amazon’s wide selection of laptops and flexible payment options make it a convenient choice for UK shoppers.
5. Argos
Argos is a well-known UK retailer offering various BNPL plans on laptops and other electronics. Their flexible payment options include 3, 6, and 12-month interest-free plans, making it easy to find a payment option that fits your budget. Argos also has a wide range of laptops, from budget-friendly models to high-end gaming laptops.
Positive Review of Buy Now, Pay Later Laptop Stores
Each of these online retailers offers excellent Buy Now, Pay Later financing options, making it easy to find the right payment plan for your new laptop. Currys PC World stands out for its wide selection of laptops and frequent promotions, helping customers get great deals on top brands. AO.com offers flexible financing options, including no credit check options for eligible customers. Very.co.uk and Argos both provide interest-free payment plans, ideal for budget-conscious shoppers. Finally, Amazon’s Pay Monthly option is convenient and flexible, offering a range of financing options for all types of laptops.
Whether you need a lightweight notebook for everyday use or a high-performance gaming laptop, these retailers provide flexible financing options, making it easier to get the device you need without an upfront cost.
Why You Should Consider Getting Laptop Insurance
While Buy Now, Pay Later financing can make purchasing a laptop more affordable, it’s important to protect your investment by considering laptop insurance. Laptops are valuable, portable devices, making them susceptible to accidents, theft, and damage. With the high cost of repairs or replacement, having insurance for your laptop ensures peace of mind and financial protection against unexpected incidents.
Protection Against Accidental Damage
Laptops are often exposed to daily wear and tear, which can lead to accidental damage. Whether it’s an accidental drop, liquid spill, or a cracked screen, repairs can be expensive. Laptop insurance covers accidental damage, so if your device gets damaged, you won’t have to worry about high out-of-pocket repair costs. This coverage is especially important if you rely on your laptop for work or school, where downtime due to repairs can be a significant inconvenience.
Coverage for Theft and Loss
Laptops are easy targets for theft due to their portability and high value. Whether you’re commuting, traveling, or working in a public space, the risk of theft is real. Laptop insurance typically covers theft, ensuring that you can replace your device without facing the full financial burden. Additionally, some policies may also cover loss, offering protection in case you misplace your laptop.
Protection for Mechanical Breakdowns
Even the best laptops from top brands like Apple, Dell, and HP can experience mechanical or hardware failures. While warranties may cover some issues, they typically don’t last beyond the first year and may not cover all types of damage. Laptop insurance often includes extended coverage for mechanical breakdowns, so if your device fails outside of the manufacturer’s warranty period, you’ll still be protected.
Peace of Mind for Frequent Travelers
If you frequently travel for work or leisure, your laptop is likely your most important companion. However, traveling exposes your laptop to more risks, including accidental damage and theft. With laptop insurance, you can have peace of mind knowing that your device is covered no matter where you are. Many insurance policies offer worldwide coverage, meaning you’ll be protected even when traveling internationally.
Avoiding Expensive Repair or Replacement Costs
Repairing or replacing a laptop can be a significant financial burden, especially if you own a high-end model. A cracked screen, faulty motherboard, or damaged keyboard can result in hundreds of pounds in repair costs. Laptop insurance helps you avoid these unexpected expenses by covering the cost of repairs or providing a replacement device if necessary.
In summary, while financing options make laptops more affordable, laptop insurance ensures long-term protection for your valuable device. By getting insurance, you safeguard your laptop from accidental damage, theft, loss, and mechanical breakdowns, ensuring that you won’t be left with hefty repair bills or replacement costs. Investing in laptop insurance is a smart decision that gives you peace of mind and protects your investment in the digital world.
Why Buy Now, Pay Later Laptops Are a Smart Choice in 2024
In 2024, laptops are more essential than ever, but they can also be a significant financial investment. Buy Now, Pay Later options provide a convenient and affordable way to purchase a new laptop without breaking the bank. With monthly payments ranging from £30 to £80, depending on the model and financing terms, finding a payment plan that fits your budget is easy.
Retailers like Currys PC World, AO.com, Very.co.uk, Amazon, and Argos offer flexible financing plans, including interest-free and no credit check options for eligible customers. Whether you’re looking for a premium laptop like the Apple MacBook Air M3 or a more budget-friendly option, these retailers have you covered with their Buy Now, Pay Later deals.
By taking advantage of these financing options, you can get the laptop you need today and pay for it over time, making it easier to manage your finances and stay connected in the digital world.
